Call reports 2013
FIRST & PEOPLES BANK AND TRUST COMPANY — 2013
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 200,512,000 | 202,706,000 | 197,519,000 | 197,086,000 |
| Total loans | 71,222,000 | 70,928,000 | 70,258,000 | 72,479,000 |
| Allowance for loan losses | 1,491,000 | 1,394,000 | 1,342,000 | 1,309,000 |
| Securities available for sale | 113,167,000 | 116,477,000 | 111,317,000 | 104,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,917,000 | 162,924,000 | 158,697,000 | 163,900,000 |
| Interest-bearing deposits | 130,995,000 | 129,593,000 | 125,730,000 | 131,351,000 |
| Noninterest-bearing deposits | 32,922,000 | 33,331,000 | 32,967,000 | 32,549,000 |
| Equity capital | 36,272,000 | 33,335,000 | 32,651,000 | 32,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,244,000 | 4,922,000 | 6,666,000 |
| Interest expense | 108,000 | 209,000 | 302,000 | 393,000 |
| Net interest income | 1,503,000 | 3,035,000 | 4,620,000 | 6,273,000 |
| Noninterest income | 295,000 | 562,000 | 817,000 | 1,070,000 |
| Noninterest expense | 1,681,000 | 3,321,000 | 4,952,000 | 6,662,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 309,000 | 565,000 | 779,000 |
| Income tax | 24,000 | 64,000 | 111,000 | 161,000 |
| Net income | 106,000 | 245,000 | 454,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,532,000 | 36,606,000 | 36,750,000 | 36,847,000 |
| Total capital | 37,614,000 | 37,722,000 | 37,854,000 | 37,983,000 |
| Risk-weighted assets | 86,139,000 | 89,017,000 | 88,048,000 | 90,707,000 |