Call reports 2012
FIRST & PEOPLES BANK AND TRUST COMPANY — 2012
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,873,000 | 202,791,000 | 201,022,000 | 198,020,000 |
| Total loans | 73,330,000 | 73,753,000 | 73,758,000 | 73,154,000 |
| Allowance for loan losses | 1,841,000 | 1,843,000 | 1,537,000 | 1,475,000 |
| Securities available for sale | 116,593,000 | 114,422,000 | 114,481,000 | 108,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,753,000 | 165,411,000 | 159,304,000 | 161,007,000 |
| Interest-bearing deposits | 130,733,000 | 133,620,000 | 129,050,000 | 130,829,000 |
| Noninterest-bearing deposits | 32,020,000 | 31,791,000 | 30,254,000 | 30,178,000 |
| Equity capital | 34,860,000 | 35,676,000 | 35,998,000 | 36,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,540,000 | 5,223,000 | 6,862,000 |
| Interest expense | 139,000 | 267,000 | 390,000 | 506,000 |
| Net interest income | 1,660,000 | 3,273,000 | 4,833,000 | 6,356,000 |
| Noninterest income | 258,000 | 491,000 | 768,000 | 1,023,000 |
| Noninterest expense | 1,773,000 | 3,488,000 | 5,276,000 | 6,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 560,000 |
| Pretax income | 187,000 | 332,000 | 507,000 | 281,000 |
| Income tax | 37,000 | 67,000 | 99,000 | -33,000 |
| Net income | 150,000 | 265,000 | 408,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,527,000 | 36,576,000 | 36,653,000 | 36,493,000 |
| Total capital | 37,649,000 | 37,703,000 | 37,770,000 | 37,597,000 |
| Risk-weighted assets | 89,046,000 | 89,439,000 | 88,908,000 | 87,978,000 |