Call reports 2011
FIRST & PEOPLES BANK AND TRUST COMPANY — 2011
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 192,671,000 | 193,332,000 | 194,448,000 | 195,440,000 |
| Total loans | 82,127,000 | 79,288,000 | 77,221,000 | 74,506,000 |
| Allowance for loan losses | 2,675,000 | 2,140,000 | 2,135,000 | 1,880,000 |
| Securities available for sale | 93,111,000 | 98,479,000 | 104,970,000 | 107,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,915,000 | 156,379,000 | 156,606,000 | 158,783,000 |
| Interest-bearing deposits | 130,067,000 | 128,375,000 | 126,817,000 | 129,492,000 |
| Noninterest-bearing deposits | 26,848,000 | 28,004,000 | 29,789,000 | 29,291,000 |
| Equity capital | 33,206,000 | 34,312,000 | 35,075,000 | 35,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,922,000 | 5,831,000 | 7,645,000 |
| Interest expense | 237,000 | 457,000 | 642,000 | 797,000 |
| Net interest income | 1,703,000 | 3,465,000 | 5,189,000 | 6,848,000 |
| Noninterest income | 229,000 | 456,000 | 714,000 | 915,000 |
| Noninterest expense | 1,826,000 | 3,593,000 | 5,403,000 | 6,977,000 |
| Provision for loan losses | 93,000 | 188,000 | 264,000 | 266,000 |
| Pretax income | 13,000 | 152,000 | 307,000 | 591,000 |
| Income tax | 6,000 | 26,000 | 57,000 | 58,000 |
| Net income | 7,000 | 126,000 | 250,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,113,000 | 36,166,000 | 36,225,000 | 36,442,000 |
| Total capital | 37,294,000 | 37,317,000 | 37,361,000 | 37,544,000 |
| Risk-weighted assets | 93,004,000 | 91,130,000 | 89,871,000 | 87,379,000 |