Call reports 2010
FIRST & PEOPLES BANK AND TRUST COMPANY — 2010
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,091,000 | 193,969,000 | 194,211,000 | 190,570,000 |
| Total loans | 88,908,000 | 87,970,000 | 87,061,000 | 84,843,000 |
| Allowance for loan losses | 1,633,000 | 2,605,000 | 2,551,000 | 2,750,000 |
| Securities available for sale | 94,862,000 | 94,550,000 | 96,338,000 | 94,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,403,000 | 155,080,000 | 154,015,000 | 154,638,000 |
| Interest-bearing deposits | 130,556,000 | 128,169,000 | 127,278,000 | 129,304,000 |
| Noninterest-bearing deposits | 26,847,000 | 26,911,000 | 26,737,000 | 25,334,000 |
| Equity capital | 34,697,000 | 34,435,000 | 34,835,000 | 33,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,681,000 | 6,764,000 | 8,765,000 |
| Interest expense | 358,000 | 669,000 | 952,000 | 1,217,000 |
| Net interest income | 2,007,000 | 4,012,000 | 5,812,000 | 7,548,000 |
| Noninterest income | 225,000 | 515,000 | 815,000 | 1,061,000 |
| Noninterest expense | 1,936,000 | 3,850,000 | 5,730,000 | 7,455,000 |
| Provision for loan losses | 306,000 | 1,662,000 | 1,759,000 | 2,256,000 |
| Pretax income | 141,000 | 369,000 | 504,000 | 330,000 |
| Income tax | 27,000 | 76,000 | 101,000 | -64,000 |
| Net income | 114,000 | 293,000 | 403,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,483,000 | 36,531,000 | 36,509,000 | 36,238,000 |
| Total capital | 37,723,000 | 37,748,000 | 37,717,000 | 37,439,000 |
| Risk-weighted assets | 98,789,000 | 95,965,000 | 95,259,000 | 94,556,000 |