Call reports 2009
FIRST & PEOPLES BANK AND TRUST COMPANY — 2009
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 191,489,000 | 195,235,000 | 193,437,000 | 196,246,000 |
| Total loans | 90,854,000 | 91,195,000 | 91,026,000 | 89,998,000 |
| Allowance for loan losses | 1,486,000 | 1,382,000 | 1,619,000 | 1,554,000 |
| Securities available for sale | 86,490,000 | 90,296,000 | 90,435,000 | 89,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,484,000 | 154,823,000 | 152,462,000 | 157,988,000 |
| Interest-bearing deposits | 126,775,000 | 128,499,000 | 126,375,000 | 131,279,000 |
| Noninterest-bearing deposits | 26,709,000 | 26,324,000 | 26,087,000 | 26,709,000 |
| Equity capital | 33,637,000 | 33,333,000 | 34,344,000 | 34,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,202,000 | 7,719,000 | 10,223,000 |
| Interest expense | 553,000 | 1,051,000 | 1,489,000 | 1,893,000 |
| Net interest income | 2,043,000 | 4,151,000 | 6,230,000 | 8,330,000 |
| Noninterest income | 248,000 | 588,000 | 915,000 | 1,255,000 |
| Noninterest expense | 1,901,000 | 3,859,000 | 5,799,000 | 7,456,000 |
| Provision for loan losses | 371,000 | 427,000 | 777,000 | 1,257,000 |
| Pretax income | 26,000 | 483,000 | 685,000 | 989,000 |
| Income tax | 0 | 0 | 0 | 83,000 |
| Net income | 26,000 | 483,000 | 685,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,148,000 | 36,472,000 | 36,543,000 | 36,501,000 |
| Total capital | 37,389,000 | 37,738,000 | 37,802,000 | 37,769,000 |
| Risk-weighted assets | 99,026,000 | 101,201,000 | 100,337,000 | 101,123,000 |