Call reports 2008
FIRST & PEOPLES BANK AND TRUST COMPANY — 2008
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 190,469,000 | 189,814,000 | 189,711,000 | 191,600,000 |
| Total loans | 91,452,000 | 91,504,000 | 91,943,000 | 91,252,000 |
| Allowance for loan losses | 908,000 | 985,000 | 1,055,000 | 1,165,000 |
| Securities available for sale | 81,241,000 | 82,973,000 | 84,468,000 | 84,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,144,000 | 153,699,000 | 149,412,000 | 153,705,000 |
| Interest-bearing deposits | 126,777,000 | 126,201,000 | 123,839,000 | 125,181,000 |
| Noninterest-bearing deposits | 26,367,000 | 27,498,000 | 25,573,000 | 28,524,000 |
| Equity capital | 35,432,000 | 34,426,000 | 35,003,000 | 33,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,522,000 | 8,284,000 | 10,928,000 |
| Interest expense | 819,000 | 1,571,000 | 2,270,000 | 2,934,000 |
| Net interest income | 1,943,000 | 3,951,000 | 6,014,000 | 7,994,000 |
| Noninterest income | 295,000 | 680,000 | 1,077,000 | 1,405,000 |
| Noninterest expense | 1,719,000 | 3,395,000 | 5,078,000 | 6,632,000 |
| Provision for loan losses | 126,000 | 273,000 | 482,000 | 1,674,000 |
| Pretax income | 399,000 | 990,000 | 1,576,000 | 1,152,000 |
| Income tax | 66,000 | 206,000 | 331,000 | 151,000 |
| Net income | 333,000 | 784,000 | 1,245,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,111,000 | 36,431,000 | 36,760,000 | 36,253,000 |
| Total capital | 37,019,000 | 37,416,000 | 37,815,000 | 37,418,000 |
| Risk-weighted assets | 99,273,000 | 100,192,000 | 100,193,000 | 100,365,000 |