Call reports 2007
FIRST & PEOPLES BANK AND TRUST COMPANY — 2007
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,334,000 | 182,021,000 | 183,059,000 | 184,622,000 |
| Total loans | 92,870,000 | 93,152,000 | 93,602,000 | 92,747,000 |
| Allowance for loan losses | 1,183,000 | 1,072,000 | 1,090,000 | 1,010,000 |
| Securities available for sale | 75,907,000 | 73,290,000 | 75,815,000 | 74,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,033,000 | 147,807,000 | 145,775,000 | 148,587,000 |
| Interest-bearing deposits | 122,420,000 | 121,435,000 | 118,893,000 | 121,473,000 |
| Noninterest-bearing deposits | 27,613,000 | 26,372,000 | 26,882,000 | 27,114,000 |
| Equity capital | 33,711,000 | 33,319,000 | 34,321,000 | 34,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,352,000 | 8,152,000 | 10,995,000 |
| Interest expense | 807,000 | 1,638,000 | 2,484,000 | 3,350,000 |
| Net interest income | 1,829,000 | 3,714,000 | 5,668,000 | 7,645,000 |
| Noninterest income | 275,000 | 645,000 | 1,015,000 | 1,374,000 |
| Noninterest expense | 1,704,000 | 3,305,000 | 4,880,000 | 6,672,000 |
| Provision for loan losses | 100,000 | 203,000 | 306,000 | 411,000 |
| Pretax income | 301,000 | 853,000 | 1,499,000 | 1,948,000 |
| Income tax | 64,000 | 184,000 | 313,000 | 436,000 |
| Net income | 237,000 | 669,000 | 1,186,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,292,000 | 35,592,000 | 35,977,000 | 36,041,000 |
| Total capital | 36,475,000 | 36,664,000 | 37,067,000 | 37,051,000 |
| Risk-weighted assets | 97,318,000 | 97,557,000 | 98,468,000 | 98,790,000 |