Call reports 2006
FIRST & PEOPLES BANK AND TRUST COMPANY — 2006
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 188,024,000 | 183,895,000 | 184,362,000 | 183,992,000 |
| Total loans | 88,485,000 | 89,881,000 | 91,109,000 | 91,184,000 |
| Allowance for loan losses | 1,347,000 | 1,190,000 | 1,226,000 | 1,199,000 |
| Securities available for sale | 78,300,000 | 76,712,000 | 76,940,000 | 74,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,252,000 | 150,000,000 | 148,805,000 | 149,655,000 |
| Interest-bearing deposits | 127,226,000 | 123,780,000 | 122,023,000 | 122,902,000 |
| Noninterest-bearing deposits | 26,026,000 | 26,220,000 | 26,782,000 | 26,753,000 |
| Equity capital | 33,817,000 | 33,384,000 | 34,509,000 | 33,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 4,898,000 | 7,467,000 | 10,086,000 |
| Interest expense | 652,000 | 1,348,000 | 2,097,000 | 2,890,000 |
| Net interest income | 1,782,000 | 3,550,000 | 5,370,000 | 7,196,000 |
| Noninterest income | 302,000 | 627,000 | 966,000 | 1,315,000 |
| Noninterest expense | 1,684,000 | 3,303,000 | 4,889,000 | 6,510,000 |
| Provision for loan losses | 90,000 | 189,000 | 293,000 | 396,000 |
| Pretax income | 310,000 | 689,000 | 1,158,000 | 1,610,000 |
| Income tax | 63,000 | 138,000 | 231,000 | 338,000 |
| Net income | 247,000 | 551,000 | 927,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,689,000 | 34,861,000 | 35,105,000 | 35,187,000 |
| Total capital | 35,899,000 | 36,051,000 | 36,331,000 | 36,386,000 |
| Risk-weighted assets | 96,649,000 | 97,382,000 | 98,744,000 | 96,670,000 |