Call reports 2004
FIRST & PEOPLES BANK AND TRUST COMPANY — 2004
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 201,143,000 | 197,213,000 | 197,016,000 | 196,603,000 |
| Total loans | 85,621,000 | 85,607,000 | 85,842,000 | 84,628,000 |
| Allowance for loan losses | 1,531,000 | 1,461,000 | 1,385,000 | 1,379,000 |
| Securities available for sale | 85,920,000 | 84,389,000 | 83,367,000 | 90,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,904,000 | 162,755,000 | 160,835,000 | 160,775,000 |
| Interest-bearing deposits | 140,729,000 | 138,139,000 | 136,037,000 | 136,845,000 |
| Noninterest-bearing deposits | 24,175,000 | 24,616,000 | 24,798,000 | 23,930,000 |
| Equity capital | 34,350,000 | 33,218,000 | 34,306,000 | 34,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,281,000 | 4,507,000 | 6,684,000 | 8,968,000 |
| Interest expense | 448,000 | 854,000 | 1,245,000 | 1,639,000 |
| Net interest income | 1,833,000 | 3,653,000 | 5,439,000 | 7,329,000 |
| Noninterest income | 302,000 | 612,000 | 916,000 | 1,233,000 |
| Noninterest expense | 1,687,000 | 3,273,000 | 4,844,000 | 6,450,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 366,000 |
| Pretax income | 368,000 | 829,000 | 1,264,000 | 1,776,000 |
| Income tax | 72,000 | 164,000 | 262,000 | 275,000 |
| Net income | 296,000 | 665,000 | 1,002,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,066,000 | 33,303,000 | 33,508,000 | 33,745,000 |
| Total capital | 34,323,000 | 34,545,000 | 34,739,000 | 34,955,000 |
| Risk-weighted assets | 100,247,000 | 99,156,000 | 98,309,000 | 96,657,000 |