Call reports 2003
FIRST & PEOPLES BANK AND TRUST COMPANY — 2003
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 201,322,000 | 200,922,000 | 197,864,000 | 200,289,000 |
| Total loans | 88,822,000 | 89,084,000 | 88,317,000 | 86,781,000 |
| Allowance for loan losses | 1,699,000 | 1,766,000 | 1,669,000 | 1,576,000 |
| Securities available for sale | 82,940,000 | 77,103,000 | 79,746,000 | 85,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,393,000 | 163,074,000 | 161,631,000 | 164,510,000 |
| Interest-bearing deposits | 142,110,000 | 140,004,000 | 139,111,000 | 140,960,000 |
| Noninterest-bearing deposits | 22,283,000 | 23,070,000 | 22,520,000 | 23,550,000 |
| Equity capital | 33,171,000 | 33,858,000 | 33,490,000 | 33,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 4,997,000 | 7,305,000 | 9,660,000 |
| Interest expense | 750,000 | 1,405,000 | 1,994,000 | 2,498,000 |
| Net interest income | 1,808,000 | 3,592,000 | 5,311,000 | 7,162,000 |
| Noninterest income | 301,000 | 572,000 | 919,000 | 1,236,000 |
| Noninterest expense | 1,589,000 | 3,096,000 | 4,651,000 | 6,073,000 |
| Provision for loan losses | 167,000 | 266,000 | 310,000 | 333,000 |
| Pretax income | 349,000 | 1,008,000 | 1,499,000 | 2,238,000 |
| Income tax | 66,000 | 204,000 | 292,000 | 401,000 |
| Net income | 283,000 | 804,000 | 1,207,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,005,000 | 32,394,000 | 32,665,000 | 33,033,000 |
| Total capital | 33,302,000 | 33,677,000 | 33,946,000 | 34,305,000 |
| Risk-weighted assets | 103,396,000 | 102,181,000 | 102,073,000 | 101,494,000 |