Call reports 2002
FIRST & PEOPLES BANK AND TRUST COMPANY — 2002
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 201,048,000 | 197,924,000 | 200,271,000 | 202,245,000 |
| Total loans | 104,517,000 | 95,999,000 | 92,861,000 | 91,908,000 |
| Allowance for loan losses | 1,956,000 | 1,779,000 | 1,814,000 | 1,727,000 |
| Securities available for sale | 73,965,000 | 75,859,000 | 76,986,000 | 81,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,506,000 | 162,116,000 | 163,328,000 | 165,145,000 |
| Interest-bearing deposits | 144,471,000 | 139,234,000 | 141,393,000 | 143,245,000 |
| Noninterest-bearing deposits | 23,035,000 | 22,882,000 | 21,935,000 | 21,900,000 |
| Equity capital | 30,568,000 | 32,063,000 | 32,863,000 | 33,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,275,000 | 6,426,000 | 9,424,000 | 12,166,000 |
| Interest expense | 1,085,000 | 2,029,000 | 2,903,000 | 3,730,000 |
| Net interest income | 2,190,000 | 4,397,000 | 6,521,000 | 8,436,000 |
| Noninterest income | 298,000 | 636,000 | 906,000 | 1,228,000 |
| Noninterest expense | 1,613,000 | 3,160,000 | 4,726,000 | 6,195,000 |
| Provision for loan losses | 315,000 | 588,000 | 822,000 | 939,000 |
| Pretax income | 610,000 | 1,356,000 | 1,972,000 | 2,620,000 |
| Income tax | 144,000 | 329,000 | 476,000 | 498,000 |
| Net income | 466,000 | 1,027,000 | 1,496,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,724,000 | 31,153,000 | 31,490,000 | 31,853,000 |
| Total capital | 32,166,000 | 32,498,000 | 32,798,000 | 33,180,000 |
| Risk-weighted assets | 114,851,000 | 107,181,000 | 104,154,000 | 105,749,000 |