Call reports 2001
FIRST & PEOPLES BANK AND TRUST COMPANY — 2001
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 207,727,000 | 204,857,000 | 206,876,000 | 202,745,000 |
| Total loans | 110,820,000 | 109,133,000 | 108,159,000 | 105,777,000 |
| Allowance for loan losses | 1,369,000 | 1,374,000 | 1,530,000 | 1,682,000 |
| Securities available for sale | 72,535,000 | 69,887,000 | 74,764,000 | 76,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,702,000 | 169,761,000 | 171,552,000 | 168,620,000 |
| Interest-bearing deposits | 148,520,000 | 145,721,000 | 149,505,000 | 145,331,000 |
| Noninterest-bearing deposits | 24,182,000 | 24,040,000 | 22,047,000 | 23,289,000 |
| Equity capital | 30,559,000 | 30,693,000 | 31,568,000 | 30,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,796,000 | 7,512,000 | 11,138,000 | 14,621,000 |
| Interest expense | 1,738,000 | 3,442,000 | 5,015,000 | 6,297,000 |
| Net interest income | 2,058,000 | 4,070,000 | 6,123,000 | 8,324,000 |
| Noninterest income | 327,000 | 682,000 | 967,000 | 1,266,000 |
| Noninterest expense | 1,554,000 | 3,056,000 | 4,548,000 | 6,025,000 |
| Provision for loan losses | 202,000 | 574,000 | 896,000 | 1,218,000 |
| Pretax income | 661,000 | 1,160,000 | 1,728,000 | 2,474,000 |
| Income tax | 159,000 | 293,000 | 408,000 | 509,000 |
| Net income | 502,000 | 867,000 | 1,320,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,882,000 | 30,112,000 | 30,431,000 | 30,805,000 |
| Total capital | 31,251,000 | 31,486,000 | 31,907,000 | 32,261,000 |
| Risk-weighted assets | 131,852,000 | 132,059,000 | 118,012,000 | 116,263,000 |