Call reports 2025
CUSB BANK — 2025
What CUSB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 795,495,000 | 775,995,000 | 798,709,000 | 811,064,000 |
| Total loans | 616,046,000 | 617,382,000 | 614,487,000 | 635,181,000 |
| Allowance for loan losses | 7,986,000 | 8,284,000 | 8,611,000 | 8,844,000 |
| Securities available for sale | 111,202,000 | 109,575,000 | 113,818,000 | 110,987,000 |
| Securities held to maturity | 2,745,000 | 2,559,000 | 2,558,000 | 2,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 706,780,000 | 671,104,000 | 702,611,000 | 712,417,000 |
| Interest-bearing deposits | 660,522,000 | 621,018,000 | 649,551,000 | 654,113,000 |
| Noninterest-bearing deposits | 46,258,000 | 50,086,000 | 53,060,000 | 58,304,000 |
| Equity capital | 83,970,000 | 84,796,000 | 90,918,000 | 92,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,313,000 | 21,030,000 | 31,753,000 | 42,481,000 |
| Interest expense | 4,600,000 | 9,118,000 | 13,552,000 | 17,744,000 |
| Net interest income | 5,713,000 | 11,912,000 | 18,201,000 | 24,737,000 |
| Noninterest income | 773,000 | 1,671,000 | 2,642,000 | 3,613,000 |
| Noninterest expense | 3,714,000 | 7,450,000 | 11,575,000 | 16,026,000 |
| Provision for loan losses | 442,000 | 831,000 | 1,206,000 | 1,581,000 |
| Pretax income | 2,292,000 | 5,249,000 | 7,993,000 | 10,287,000 |
| Income tax | 93,000 | 201,000 | 314,000 | 409,000 |
| Net income | 2,199,000 | 5,048,000 | 7,679,000 | 9,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,723,000 | 93,106,000 | 95,764,000 | 96,485,000 |