Call reports 2024
CUSB BANK — 2024
What CUSB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 744,704,000 | 755,489,000 | 784,043,000 | 776,121,000 |
| Total loans | 570,917,000 | 580,038,000 | 590,911,000 | 603,008,000 |
| Allowance for loan losses | 6,823,000 | 6,966,000 | 7,385,000 | 7,613,000 |
| Securities available for sale | 110,512,000 | 108,369,000 | 113,584,000 | 109,005,000 |
| Securities held to maturity | 4,693,000 | 4,167,000 | 4,167,000 | 4,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,272,000 | 612,419,000 | 632,439,000 | 670,308,000 |
| Interest-bearing deposits | 569,086,000 | 562,272,000 | 582,885,000 | 614,011,000 |
| Noninterest-bearing deposits | 45,186,000 | 50,147,000 | 49,554,000 | 56,297,000 |
| Equity capital | 78,951,000 | 80,347,000 | 86,234,000 | 82,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,422,000 | 19,331,000 | 29,643,000 | 40,160,000 |
| Interest expense | 4,473,000 | 9,224,000 | 14,258,000 | 19,144,000 |
| Net interest income | 4,949,000 | 10,107,000 | 15,385,000 | 21,016,000 |
| Noninterest income | 732,000 | 1,618,000 | 2,565,000 | 3,451,000 |
| Noninterest expense | 3,833,000 | 7,382,000 | 11,527,000 | 15,570,000 |
| Provision for loan losses | 225,000 | 450,000 | 916,000 | 1,505,000 |
| Pretax income | 1,526,000 | 3,778,000 | 5,465,000 | 7,390,000 |
| Income tax | 55,000 | 172,000 | 268,000 | 377,000 |
| Net income | 1,471,000 | 3,606,000 | 5,197,000 | 7,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,745,000 | 88,953,000 | 90,609,000 | 90,978,000 |