Call reports 2023
CUSB BANK — 2023
What CUSB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 702,521,000 | 718,549,000 | 713,287,000 | 741,334,000 |
| Total loans | 520,499,000 | 530,193,000 | 541,810,000 | 560,246,000 |
| Allowance for loan losses | 8,492,000 | 8,955,000 | 8,514,000 | 6,659,000 |
| Securities available for sale | 129,278,000 | 124,914,000 | 119,042,000 | 115,363,000 |
| Securities held to maturity | 6,432,000 | 4,831,000 | 4,830,000 | 4,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,924,000 | 597,862,000 | 604,906,000 | 617,155,000 |
| Interest-bearing deposits | 533,547,000 | 538,849,000 | 556,068,000 | 561,401,000 |
| Noninterest-bearing deposits | 49,377,000 | 59,013,000 | 48,838,000 | 55,754,000 |
| Equity capital | 73,438,000 | 73,044,000 | 69,449,000 | 78,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,641,000 | 15,840,000 | 24,469,000 | 33,463,000 |
| Interest expense | 2,771,000 | 6,347,000 | 10,414,000 | 14,730,000 |
| Net interest income | 4,870,000 | 9,493,000 | 14,055,000 | 18,733,000 |
| Noninterest income | 731,000 | 1,864,000 | 2,838,000 | 3,734,000 |
| Noninterest expense | 3,705,000 | 7,332,000 | 10,990,000 | 14,401,000 |
| Provision for loan losses | 255,000 | 589,000 | 718,000 | -418,000 |
| Pretax income | 1,654,000 | 3,316,000 | 5,169,000 | 7,287,000 |
| Income tax | 81,000 | 166,000 | 243,000 | 345,000 |
| Net income | 1,573,000 | 3,150,000 | 4,926,000 | 6,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,513,000 | 81,202,000 | 83,080,000 | 85,191,000 |