Call reports 2021
CUSB BANK — 2021
What CUSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 543,311,000 | 547,456,000 | 556,185,000 | 582,700,000 |
| Total loans | 397,132,000 | 393,946,000 | 390,919,000 | 413,005,000 |
| Allowance for loan losses | 8,783,000 | 9,063,000 | 9,242,000 | 8,534,000 |
| Securities available for sale | 84,214,000 | 88,374,000 | 92,344,000 | 95,370,000 |
| Securities held to maturity | 16,318,000 | 12,411,000 | 11,090,000 | 10,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,848,000 | 461,271,000 | 469,625,000 | 495,452,000 |
| Interest-bearing deposits | 419,207,000 | 417,658,000 | 418,983,000 | 436,827,000 |
| Noninterest-bearing deposits | 39,641,000 | 43,613,000 | 50,642,000 | 58,625,000 |
| Equity capital | 80,728,000 | 83,030,000 | 84,081,000 | 84,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,843,000 | 10,531,000 | 15,980,000 | 20,717,000 |
| Interest expense | 360,000 | 702,000 | 1,009,000 | 1,308,000 |
| Net interest income | 4,483,000 | 9,829,000 | 14,971,000 | 19,409,000 |
| Noninterest income | 878,000 | 1,752,000 | 2,560,000 | 3,390,000 |
| Noninterest expense | 2,659,000 | 5,422,000 | 8,323,000 | 11,164,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 800,000 |
| Pretax income | 2,422,000 | 5,580,000 | 8,440,000 | 10,880,000 |
| Income tax | 94,000 | 207,000 | 352,000 | 466,000 |
| Net income | 2,328,000 | 5,373,000 | 8,088,000 | 10,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,657,000 | 77,452,000 | 78,503,000 | 79,018,000 |