Call reports 2019
CUSB BANK — 2019
What CUSB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 476,107,000 | 479,101,000 | 487,316,000 | 490,889,000 |
| Total loans | 346,300,000 | 349,375,000 | 352,100,000 | 369,185,000 |
| Allowance for loan losses | 7,257,000 | 7,380,000 | 7,575,000 | 7,540,000 |
| Securities available for sale | 74,110,000 | 74,540,000 | 75,150,000 | 76,156,000 |
| Securities held to maturity | 24,817,000 | 24,554,000 | 24,542,000 | 22,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,742,000 | 408,150,000 | 413,280,000 | 404,480,000 |
| Interest-bearing deposits | 374,631,000 | 381,338,000 | 386,933,000 | 374,556,000 |
| Noninterest-bearing deposits | 32,111,000 | 26,812,000 | 26,347,000 | 29,924,000 |
| Equity capital | 67,692,000 | 69,028,000 | 71,852,000 | 71,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,033,000 | 10,188,000 | 15,441,000 | 20,808,000 |
| Interest expense | 1,266,000 | 2,634,000 | 3,910,000 | 5,021,000 |
| Net interest income | 3,767,000 | 7,554,000 | 11,531,000 | 15,787,000 |
| Noninterest income | 546,000 | 1,083,000 | 1,834,000 | 2,629,000 |
| Noninterest expense | 2,436,000 | 4,956,000 | 7,298,000 | 10,275,000 |
| Provision for loan losses | 300,000 | 550,000 | 550,000 | 850,000 |
| Pretax income | 1,577,000 | 3,133,000 | 5,519,000 | 7,293,000 |
| Income tax | 65,000 | 130,000 | 234,000 | 306,000 |
| Net income | 1,512,000 | 3,003,000 | 5,285,000 | 6,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,947,000 | 64,206,000 | 66,507,000 | 66,978,000 |
| Total capital | 69,242,000 | 69,378,000 | 71,739,000 | 72,396,000 |
| Risk-weighted assets | 421,621,000 | 411,588,000 | 416,206,000 | 431,288,000 |
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