Call reports 2017
CUSB BANK — 2017
What CUSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 475,311,000 | 474,221,000 | 465,262,000 | 482,632,000 |
| Total loans | 346,792,000 | 341,739,000 | 336,582,000 | 344,244,000 |
| Allowance for loan losses | 6,783,000 | 6,781,000 | 7,376,000 | 5,929,000 |
| Securities available for sale | 76,734,000 | 78,455,000 | 74,482,000 | 76,763,000 |
| Securities held to maturity | 24,928,000 | 24,914,000 | 24,900,000 | 24,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,638,000 | 392,694,000 | 396,675,000 | 403,861,000 |
| Interest-bearing deposits | 371,223,000 | 364,730,000 | 369,722,000 | 359,471,000 |
| Noninterest-bearing deposits | 23,415,000 | 27,964,000 | 26,953,000 | 44,391,000 |
| Equity capital | 59,527,000 | 61,115,000 | 61,923,000 | 61,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,377,000 | 9,000,000 | 13,612,000 | 18,274,000 |
| Interest expense | 697,000 | 1,494,000 | 2,284,000 | 3,043,000 |
| Net interest income | 3,680,000 | 7,506,000 | 11,328,000 | 15,231,000 |
| Noninterest income | 602,000 | 1,345,000 | 2,065,000 | 2,744,000 |
| Noninterest expense | 2,337,000 | 4,726,000 | 6,808,000 | 9,104,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 1,345,000 | 2,925,000 | 4,810,000 | 6,496,000 |
| Income tax | 56,000 | 122,000 | 200,000 | 275,000 |
| Net income | 1,289,000 | 2,803,000 | 4,610,000 | 6,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,709,000 | 56,238,000 | 57,360,000 | 57,987,000 |
| Total capital | 62,078,000 | 62,588,000 | 63,734,000 | 63,916,000 |
| Risk-weighted assets | 509,098,000 | 501,197,000 | 502,580,000 | 525,655,000 |