Call reports 2012
CUSB BANK — 2012
What CUSB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 366,390,000 | 366,062,000 | 379,115,000 | 399,692,000 |
| Total loans | 268,014,000 | 268,295,000 | 271,954,000 | 280,381,000 |
| Allowance for loan losses | 4,247,000 | 4,279,000 | 4,368,000 | 4,442,000 |
| Securities available for sale | 65,539,000 | 74,551,000 | 72,327,000 | 79,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,149,000 | 295,262,000 | 312,029,000 | 331,901,000 |
| Interest-bearing deposits | 281,003,000 | 274,358,000 | 286,325,000 | 301,902,000 |
| Noninterest-bearing deposits | 21,146,000 | 20,904,000 | 25,704,000 | 29,998,000 |
| Equity capital | 44,876,000 | 45,741,000 | 46,779,000 | 47,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,946,000 | 7,899,000 | 11,911,000 | 15,871,000 |
| Interest expense | 766,000 | 1,501,000 | 2,219,000 | 2,934,000 |
| Net interest income | 3,180,000 | 6,398,000 | 9,692,000 | 12,937,000 |
| Noninterest income | 691,000 | 1,319,000 | 2,016,000 | 2,822,000 |
| Noninterest expense | 2,251,000 | 4,246,000 | 6,412,000 | 8,435,000 |
| Provision for loan losses | 155,000 | 310,000 | 465,000 | 620,000 |
| Pretax income | 1,474,000 | 3,174,000 | 4,864,000 | 6,737,000 |
| Income tax | 64,000 | 150,000 | 231,000 | 319,000 |
| Net income | 1,410,000 | 3,024,000 | 4,633,000 | 6,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,879,000 | 38,118,000 | 38,801,000 | 39,560,000 |
| Total capital | 41,932,000 | 42,285,000 | 43,087,000 | 44,002,000 |
| Risk-weighted assets | 324,081,000 | 333,270,000 | 342,788,000 | 357,760,000 |