Call reports 2011
CUSB BANK — 2011
What CUSB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 349,757,000 | 349,294,000 | 345,785,000 | 344,035,000 |
| Total loans | 267,596,000 | 264,010,000 | 257,276,000 | 255,832,000 |
| Allowance for loan losses | 3,757,000 | 3,881,000 | 4,026,000 | 4,111,000 |
| Securities available for sale | 58,195,000 | 59,804,000 | 63,191,000 | 68,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,907,000 | 279,017,000 | 283,479,000 | 281,314,000 |
| Interest-bearing deposits | 270,112,000 | 261,461,000 | 266,570,000 | 260,273,000 |
| Noninterest-bearing deposits | 16,795,000 | 17,556,000 | 16,909,000 | 21,040,000 |
| Equity capital | 40,175,000 | 41,546,000 | 43,551,000 | 43,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,141,000 | 8,387,000 | 12,574,000 | 16,491,000 |
| Interest expense | 957,000 | 1,862,000 | 2,721,000 | 3,536,000 |
| Net interest income | 3,184,000 | 6,525,000 | 9,853,000 | 12,955,000 |
| Noninterest income | 572,000 | 1,168,000 | 1,793,000 | 2,437,000 |
| Noninterest expense | 2,249,000 | 4,250,000 | 6,210,000 | 8,265,000 |
| Provision for loan losses | 170,000 | 340,000 | 510,000 | 680,000 |
| Pretax income | 1,340,000 | 3,108,000 | 4,942,000 | 6,463,000 |
| Income tax | 67,000 | 154,000 | 239,000 | 330,000 |
| Net income | 1,273,000 | 2,954,000 | 4,703,000 | 6,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,087,000 | 35,492,000 | 36,766,000 | 36,445,000 |
| Total capital | 38,844,000 | 39,301,000 | 40,557,000 | 40,255,000 |
| Risk-weighted assets | 306,315,000 | 304,634,000 | 303,053,000 | 304,460,000 |