Call reports 2002
CUSB BANK — 2002
What CUSB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 195,440,000 | 197,860,000 | 196,521,000 | 197,855,000 |
| Total loans | 122,092,000 | 123,742,000 | 126,052,000 | 124,443,000 |
| Allowance for loan losses | 1,964,000 | 1,803,000 | 1,924,000 | 1,859,000 |
| Securities available for sale | 60,023,000 | 55,772,000 | 56,666,000 | 60,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,298,000 | 140,357,000 | 143,599,000 | 145,625,000 |
| Interest-bearing deposits | 134,759,000 | 131,909,000 | 133,841,000 | 135,633,000 |
| Noninterest-bearing deposits | 7,539,000 | 8,448,000 | 9,758,000 | 9,992,000 |
| Equity capital | 21,082,000 | 21,983,000 | 24,006,000 | 23,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 6,010,000 | 9,168,000 | 12,232,000 |
| Interest expense | 1,318,000 | 2,728,000 | 4,099,000 | 5,330,000 |
| Net interest income | 1,560,000 | 3,282,000 | 5,069,000 | 6,902,000 |
| Noninterest income | 204,000 | 446,000 | 694,000 | 902,000 |
| Noninterest expense | 1,130,000 | 2,348,000 | 3,536,000 | 4,797,000 |
| Provision for loan losses | 75,000 | 150,000 | 270,000 | 390,000 |
| Pretax income | 556,000 | 1,233,000 | 1,960,000 | 2,623,000 |
| Income tax | 26,000 | 55,000 | 97,000 | 156,000 |
| Net income | 530,000 | 1,178,000 | 1,863,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,143,000 | 19,935,000 | 20,639,000 | 20,816,000 |
| Total capital | 22,764,000 | 21,582,000 | 22,307,000 | 22,467,000 |
| Risk-weighted assets | 129,376,000 | 131,574,000 | 133,296,000 | 131,841,000 |