Call reports 2001
CUSB BANK — 2001
What CUSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,327,000 | 171,937,000 | 171,723,000 | 178,099,000 |
| Total loans | 109,496,000 | 111,731,000 | 112,735,000 | 110,275,000 |
| Allowance for loan losses | 1,757,000 | 1,783,000 | 1,833,000 | 1,826,000 |
| Securities available for sale | 50,877,000 | 49,504,000 | 47,239,000 | 55,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,857,000 | 108,856,000 | 112,126,000 | 117,841,000 |
| Interest-bearing deposits | 103,821,000 | 101,293,000 | 103,814,000 | 108,158,000 |
| Noninterest-bearing deposits | 7,036,000 | 7,563,000 | 8,312,000 | 9,683,000 |
| Equity capital | 19,844,000 | 20,392,000 | 21,304,000 | 21,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,285,000 | 9,432,000 | 12,425,000 |
| Interest expense | 1,822,000 | 3,557,000 | 5,176,000 | 6,606,000 |
| Net interest income | 1,261,000 | 2,728,000 | 4,256,000 | 5,819,000 |
| Noninterest income | 193,000 | 380,000 | 584,000 | 802,000 |
| Noninterest expense | 1,006,000 | 2,012,000 | 3,037,000 | 4,008,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 418,000 | 1,036,000 | 1,713,000 | 2,463,000 |
| Income tax | 0 | 46,000 | 109,000 | 144,000 |
| Net income | 418,000 | 990,000 | 1,604,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,340,000 | 19,911,000 | 20,235,000 | 20,693,000 |
| Total capital | 20,790,000 | 21,390,000 | 21,731,000 | 22,171,000 |
| Risk-weighted assets | 115,670,000 | 118,021,000 | 119,373,000 | 117,913,000 |