Call reports 2010
FIRST INDEPENDENT BANK OF NEVADA — 2010
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 541,668,000 | 562,013,000 | 558,774,000 |
| Total loans | 371,444,000 | 381,905,000 | 375,569,000 |
| Allowance for loan losses | 8,595,000 | 8,501,000 | 7,641,000 |
| Securities available for sale | 86,455,000 | 99,039,000 | 109,161,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 1,971,000 | 1,859,000 | 1,590,000 |
| Total deposits | 473,661,000 | 493,533,000 | 486,505,000 |
| Interest-bearing deposits | 371,232,000 | 370,062,000 | 362,237,000 |
| Noninterest-bearing deposits | 102,429,000 | 123,471,000 | 124,268,000 |
| Equity capital | 50,808,000 | 52,089,000 | 52,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 6,503,000 | 13,081,000 | 19,801,000 |
| Interest expense | 1,180,000 | 2,227,000 | 3,106,000 |
| Net interest income | 5,323,000 | 10,854,000 | 16,695,000 |
| Noninterest income | 959,000 | 1,157,000 | 453,000 |
| Noninterest expense | 3,901,000 | 8,125,000 | 12,083,000 |
| Provision for loan losses | 1,892,000 | 2,080,000 | 1,829,000 |
| Pretax income | 525,000 | 1,842,000 | 3,918,000 |
| Income tax | 178,000 | 730,000 | 1,362,000 |
| Net income | 347,000 | 1,112,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 45,121,000 | 46,839,000 | 48,741,000 |
| Total capital | 55,634,000 | 57,537,000 | 59,281,000 |
| Risk-weighted assets | 437,869,000 | 452,966,000 | 441,059,000 |