Call reports 2009
FIRST INDEPENDENT BANK OF NEVADA — 2009
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 509,208,000 | 514,867,000 | 520,714,000 | 517,829,000 |
| Total loans | 350,441,000 | 365,001,000 | 345,453,000 | 379,293,000 |
| Allowance for loan losses | 6,308,000 | 6,205,000 | 5,314,000 | 8,932,000 |
| Securities available for sale | 59,636,000 | 65,689,000 | 78,178,000 | 79,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,179,000 | 2,166,000 | 1,976,000 | 2,006,000 |
| Total deposits | 437,941,000 | 442,774,000 | 448,449,000 | 455,351,000 |
| Interest-bearing deposits | 346,462,000 | 348,842,000 | 361,074,000 | 357,968,000 |
| Noninterest-bearing deposits | 91,479,000 | 93,932,000 | 87,375,000 | 97,383,000 |
| Equity capital | 55,142,000 | 55,691,000 | 52,959,000 | 49,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,386,000 | 12,939,000 | 19,460,000 | 25,852,000 |
| Interest expense | 1,808,000 | 3,556,000 | 5,182,000 | 6,576,000 |
| Net interest income | 4,578,000 | 9,383,000 | 14,278,000 | 19,276,000 |
| Noninterest income | 111,000 | -837,000 | -1,531,000 | -2,046,000 |
| Noninterest expense | 3,948,000 | 8,123,000 | 12,497,000 | 16,445,000 |
| Provision for loan losses | 1,658,000 | 3,135,000 | 8,356,000 | 13,314,000 |
| Pretax income | -2,536,000 | -3,921,000 | -9,221,000 | -13,644,000 |
| Income tax | -372,000 | -1,455,000 | -3,289,000 | -4,848,000 |
| Net income | -2,164,000 | -2,466,000 | -5,932,000 | -8,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,374,000 | 51,695,000 | 48,534,000 | 44,139,000 |
| Total capital | 61,529,000 | 62,075,000 | 58,758,000 | 54,744,000 |
| Risk-weighted assets | 411,174,000 | 428,246,000 | 417,813,000 | 445,057,000 |