Call reports 2007
FIRST INDEPENDENT BANK OF NEVADA — 2007
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 530,705,000 | 539,255,000 | 585,888,000 | 549,901,000 |
| Total loans | 292,797,000 | 309,769,000 | 338,894,000 | 322,152,000 |
| Allowance for loan losses | 3,706,000 | 3,681,000 | 3,775,000 | 3,971,000 |
| Securities available for sale | 63,017,000 | 72,663,000 | 74,181,000 | 71,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,940,000 | 414,054,000 | 458,110,000 | 420,140,000 |
| Interest-bearing deposits | 276,339,000 | 291,202,000 | 335,877,000 | 313,371,000 |
| Noninterest-bearing deposits | 126,601,000 | 122,852,000 | 122,233,000 | 106,769,000 |
| Equity capital | 122,748,000 | 123,760,000 | 119,630,000 | 120,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 0 | 7,601,000 | 16,048,000 | 24,229,000 |
| Interest expense | 0 | 2,578,000 | 5,792,000 | 8,799,000 |
| Net interest income | 0 | 5,023,000 | 10,256,000 | 15,430,000 |
| Noninterest income | 0 | 202,000 | 430,000 | 695,000 |
| Noninterest expense | 0 | 3,231,000 | 6,368,000 | 9,325,000 |
| Provision for loan losses | 0 | -184,000 | -76,000 | 224,000 |
| Pretax income | 0 | 2,178,000 | 4,394,000 | 6,576,000 |
| Income tax | 0 | 730,000 | 1,516,000 | 2,172,000 |
| Net income | 0 | 1,448,000 | 2,878,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,714,000 | 40,674,000 | 35,603,000 | 38,071,000 |
| Total capital | 43,591,000 | 44,553,000 | 44,553,000 | 47,066,000 |
| Risk-weighted assets | 362,103,000 | 382,870,000 | 410,099,000 | 389,599,000 |