Call reports 2006
FIRST INDEPENDENT BANK OF NEVADA — 2006
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 350,925,000 | 369,721,000 | 401,964,000 | 427,449,000 |
| Total loans | 238,415,000 | 265,801,000 | 289,208,000 | 288,436,000 |
| Allowance for loan losses | 3,042,000 | 3,295,000 | 3,485,000 | 3,474,000 |
| Securities available for sale | 70,025,000 | 66,385,000 | 65,126,000 | 73,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,003,000 | 326,060,000 | 363,580,000 | 387,115,000 |
| Interest-bearing deposits | 217,365,000 | 214,231,000 | 247,311,000 | 264,763,000 |
| Noninterest-bearing deposits | 98,638,000 | 111,829,000 | 116,269,000 | 122,352,000 |
| Equity capital | 33,005,000 | 33,832,000 | 35,812,000 | 37,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,530,000 | 11,612,000 | 18,354,000 | 25,495,000 |
| Interest expense | 1,261,000 | 2,740,000 | 4,871,000 | 7,182,000 |
| Net interest income | 4,269,000 | 8,872,000 | 13,483,000 | 18,313,000 |
| Noninterest income | 173,000 | 407,000 | 616,000 | 883,000 |
| Noninterest expense | 2,550,000 | 5,108,000 | 7,781,000 | 10,446,000 |
| Provision for loan losses | 40,000 | 275,000 | 465,000 | 455,000 |
| Pretax income | 1,825,000 | 3,869,000 | 5,826,000 | 8,268,000 |
| Income tax | 601,000 | 1,279,000 | 1,930,000 | 2,733,000 |
| Net income | 1,224,000 | 2,590,000 | 3,896,000 | 5,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,129,000 | 35,544,000 | 36,900,000 | 38,560,000 |
| Total capital | 37,336,000 | 39,028,000 | 40,552,000 | 42,247,000 |
| Risk-weighted assets | 288,728,000 | 321,823,000 | 341,659,000 | 359,958,000 |