Call reports 2005
FIRST INDEPENDENT BANK OF NEVADA — 2005
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 314,099,000 | 325,024,000 | 338,121,000 | 353,919,000 |
| Total loans | 186,643,000 | 206,487,000 | 226,706,000 | 234,896,000 |
| Allowance for loan losses | 2,386,000 | 2,585,000 | 2,847,000 | 2,942,000 |
| Securities available for sale | 80,907,000 | 84,432,000 | 78,074,000 | 73,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,411,000 | 294,007,000 | 305,671,000 | 319,940,000 |
| Interest-bearing deposits | 198,599,000 | 194,690,000 | 190,862,000 | 205,625,000 |
| Noninterest-bearing deposits | 85,812,000 | 99,317,000 | 114,809,000 | 114,315,000 |
| Equity capital | 28,368,000 | 29,762,000 | 30,824,000 | 31,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,105,000 | 8,457,000 | 13,359,000 | 18,799,000 |
| Interest expense | 695,000 | 1,414,000 | 2,230,000 | 3,202,000 |
| Net interest income | 3,410,000 | 7,043,000 | 11,129,000 | 15,597,000 |
| Noninterest income | 221,000 | 484,000 | 673,000 | 833,000 |
| Noninterest expense | 2,186,000 | 4,351,000 | 6,544,000 | 8,871,000 |
| Provision for loan losses | 105,000 | 290,000 | 550,000 | 645,000 |
| Pretax income | 1,341,000 | 2,876,000 | 4,700,000 | 6,906,000 |
| Income tax | 430,000 | 921,000 | 1,511,000 | 2,237,000 |
| Net income | 911,000 | 1,955,000 | 3,189,000 | 4,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,046,000 | 30,113,000 | 31,371,000 | 32,875,000 |
| Total capital | 31,531,000 | 32,818,000 | 34,368,000 | 35,972,000 |
| Risk-weighted assets | 228,395,000 | 247,153,000 | 271,165,000 | 284,132,000 |