Call reports 2004
FIRST INDEPENDENT BANK OF NEVADA — 2004
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 218,323,000 | 228,033,000 | 246,636,000 | 306,796,000 |
| Total loans | 140,511,000 | 149,720,000 | 160,760,000 | 178,498,000 |
| Allowance for loan losses | 1,916,000 | 2,005,000 | 2,080,000 | 2,267,000 |
| Securities available for sale | 40,675,000 | 44,954,000 | 56,013,000 | 70,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,094,000 | 208,224,000 | 225,118,000 | 277,809,000 |
| Interest-bearing deposits | 133,194,000 | 141,619,000 | 201,415,000 | 245,735,000 |
| Noninterest-bearing deposits | 64,900,000 | 66,605,000 | 23,704,000 | 32,074,000 |
| Equity capital | 19,287,000 | 19,049,000 | 20,594,000 | 28,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,663,000 | 8,835,000 | 12,357,000 |
| Interest expense | 334,000 | 668,000 | 1,037,000 | 1,511,000 |
| Net interest income | 2,477,000 | 4,995,000 | 7,798,000 | 10,846,000 |
| Noninterest income | 109,000 | 245,000 | 474,000 | 535,000 |
| Noninterest expense | 1,566,000 | 3,140,000 | 4,899,000 | 6,854,000 |
| Provision for loan losses | 115,000 | 195,000 | 280,000 | 447,000 |
| Pretax income | 959,000 | 1,957,000 | 3,151,000 | 4,143,000 |
| Income tax | 292,000 | 601,000 | 987,000 | 1,302,000 |
| Net income | 667,000 | 1,356,000 | 2,164,000 | 2,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,886,000 | 19,593,000 | 20,427,000 | 28,118,000 |
| Total capital | 20,878,000 | 21,683,000 | 22,592,000 | 30,485,000 |
| Risk-weighted assets | 170,271,000 | 179,506,000 | 193,119,000 | 220,315,000 |