Call reports 2003
FIRST INDEPENDENT BANK OF NEVADA — 2003
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 183,529,000 | 214,702,000 | 213,150,000 | 218,136,000 |
| Total loans | 103,053,000 | 113,471,000 | 114,133,000 | 129,638,000 |
| Allowance for loan losses | 1,500,000 | 1,618,000 | 1,624,000 | 1,800,000 |
| Securities available for sale | 51,841,000 | 66,296,000 | 67,354,000 | 62,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,057,000 | 196,470,000 | 194,850,000 | 198,821,000 |
| Interest-bearing deposits | 113,318,000 | 137,182,000 | 137,307,000 | 137,380,000 |
| Noninterest-bearing deposits | 52,739,000 | 59,288,000 | 57,543,000 | 61,441,000 |
| Equity capital | 16,652,000 | 17,489,000 | 17,479,000 | 18,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,186,000 | 4,601,000 | 7,171,000 | 9,971,000 |
| Interest expense | 373,000 | 778,000 | 1,144,000 | 1,503,000 |
| Net interest income | 1,813,000 | 3,823,000 | 6,027,000 | 8,468,000 |
| Noninterest income | 113,000 | 225,000 | 430,000 | 537,000 |
| Noninterest expense | 1,262,000 | 2,553,000 | 3,934,000 | 5,379,000 |
| Provision for loan losses | 125,000 | 270,000 | 285,000 | 455,000 |
| Pretax income | 557,000 | 1,304,000 | 2,318,000 | 3,287,000 |
| Income tax | 143,000 | 346,000 | 636,000 | 910,000 |
| Net income | 414,000 | 958,000 | 1,682,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,216,000 | 16,769,000 | 17,502,000 | 18,206,000 |
| Total capital | 17,767,000 | 18,438,000 | 19,183,000 | 20,081,000 |
| Risk-weighted assets | 133,256,000 | 145,101,000 | 144,425,000 | 159,981,000 |