Call reports 2002
FIRST INDEPENDENT BANK OF NEVADA — 2002
What FIRST INDEPENDENT BANK OF NEVADA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 127,750,000 | 144,427,000 | 144,277,000 | 164,568,000 |
| Total loans | 83,997,000 | 91,902,000 | 89,769,000 | 98,516,000 |
| Allowance for loan losses | 1,192,000 | 1,367,000 | 1,310,000 | 1,374,000 |
| Securities available for sale | 18,595,000 | 26,781,000 | 24,657,000 | 43,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,391,000 | 128,546,000 | 127,947,000 | 147,945,000 |
| Interest-bearing deposits | 73,579,000 | 82,541,000 | 88,227,000 | 98,833,000 |
| Noninterest-bearing deposits | 38,812,000 | 46,005,000 | 39,720,000 | 49,112,000 |
| Equity capital | 14,992,000 | 15,387,000 | 15,784,000 | 16,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,662,000 | 5,663,000 | 7,804,000 |
| Interest expense | 378,000 | 765,000 | 1,170,000 | 1,572,000 |
| Net interest income | 1,367,000 | 2,897,000 | 4,493,000 | 6,232,000 |
| Noninterest income | 80,000 | 166,000 | 267,000 | 419,000 |
| Noninterest expense | 1,114,000 | 2,224,000 | 3,360,000 | 4,572,000 |
| Provision for loan losses | 158,000 | 333,000 | 533,000 | 633,000 |
| Pretax income | 185,000 | 514,000 | 920,000 | 1,506,000 |
| Income tax | -103,000 | 63,000 | 127,000 | 278,000 |
| Net income | 288,000 | 451,000 | 793,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,075,000 | 15,240,000 | 15,350,000 | 15,792,000 |
| Total capital | 16,267,000 | 16,605,000 | 16,660,000 | 17,217,000 |
| Risk-weighted assets | 103,227,000 | 109,176,000 | 108,420,000 | 119,523,000 |