Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 28,975,000 | 29,081,000 | 28,028,000 |
| Total loans | 12,531,000 | 12,299,000 | 11,746,000 |
| Allowance for loan losses | 121,000 | 134,000 | 80,000 |
| Securities available for sale | 13,951,000 | 13,649,000 | 13,192,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,035,000 | 25,971,000 | 25,016,000 |
| Interest-bearing deposits | 20,874,000 | 21,231,000 | 20,344,000 |
| Noninterest-bearing deposits | 5,161,000 | 4,740,000 | 4,673,000 |
| Equity capital | 2,875,000 | 3,025,000 | 2,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 254,000 | 480,000 | 698,000 |
| Interest expense | 27,000 | 53,000 | 79,000 |
| Net interest income | 227,000 | 427,000 | 619,000 |
| Noninterest income | 18,000 | 34,000 | 45,000 |
| Noninterest expense | 179,000 | 387,000 | 632,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 |
| Pretax income | 91,000 | 86,000 | 44,000 |
| Income tax | -2,000 | -2,000 | -7,000 |
| Net income | 93,000 | 88,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 2,781,000 | 2,776,000 | 2,739,000 |
| Total capital | 2,902,000 | 2,910,000 | 2,819,000 |
| Risk-weighted assets | 14,030,000 | 14,120,000 | 13,063,000 |