Call reports 2013
PEOPLES STATE BANK — 2013
What PEOPLES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,835,000 | 28,383,000 | 28,234,000 | 28,992,000 |
| Total loans | 10,966,000 | 10,656,000 | 10,895,000 | 11,130,000 |
| Allowance for loan losses | 139,000 | 137,000 | 137,000 | 139,000 |
| Securities available for sale | 14,195,000 | 15,053,000 | 15,612,000 | 15,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,848,000 | 25,828,000 | 25,780,000 | 25,360,000 |
| Interest-bearing deposits | 20,726,000 | 20,904,000 | 20,846,000 | 20,743,000 |
| Noninterest-bearing deposits | 5,122,000 | 4,924,000 | 4,934,000 | 4,617,000 |
| Equity capital | 2,899,000 | 2,464,000 | 2,373,000 | 2,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 474,000 | 713,000 | 969,000 |
| Interest expense | 51,000 | 98,000 | 146,000 | 191,000 |
| Net interest income | 186,000 | 376,000 | 567,000 | 778,000 |
| Noninterest income | 21,000 | 44,000 | 69,000 | 87,000 |
| Noninterest expense | 183,000 | 374,000 | 560,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 46,000 | 76,000 | 146,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 7,000 |
| Net income | 23,000 | 44,000 | 72,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,481,000 | 2,503,000 | 2,530,000 | 2,528,000 |
| Total capital | 2,621,000 | 2,641,000 | 2,667,000 | 2,667,000 |
| Risk-weighted assets | 13,088,000 | 13,027,000 | 13,230,000 | 13,398,000 |