Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,280,000 | 27,900,000 | 27,591,000 | 27,467,000 |
| Total loans | 10,519,000 | 10,582,000 | 10,746,000 | 10,780,000 |
| Allowance for loan losses | 136,000 | 135,000 | 134,000 | 139,000 |
| Securities available for sale | 13,140,000 | 14,308,000 | 15,015,000 | 14,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,405,000 | 24,952,000 | 24,350,000 | 24,323,000 |
| Interest-bearing deposits | 20,229,000 | 20,498,000 | 19,814,000 | 19,728,000 |
| Noninterest-bearing deposits | 4,176,000 | 4,454,000 | 4,536,000 | 4,595,000 |
| Equity capital | 2,780,000 | 2,832,000 | 3,093,000 | 2,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 502,000 | 754,000 | 999,000 |
| Interest expense | 62,000 | 121,000 | 178,000 | 233,000 |
| Net interest income | 186,000 | 381,000 | 576,000 | 766,000 |
| Noninterest income | 22,000 | 31,000 | 57,000 | 81,000 |
| Noninterest expense | 182,000 | 377,000 | 553,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 46,000 | 57,000 | 137,000 | 130,000 |
| Income tax | 2,000 | 3,000 | 7,000 | 7,000 |
| Net income | 44,000 | 54,000 | 130,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,449,000 | 2,459,000 | 2,536,000 | 2,458,000 |
| Total capital | 2,585,000 | 2,594,000 | 2,670,000 | 2,597,000 |
| Risk-weighted assets | 12,458,000 | 12,664,000 | 12,702,000 | 12,798,000 |