Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,787,000 | 26,166,000 | 25,836,000 | 26,213,000 |
| Total loans | 10,461,000 | 10,669,000 | 10,688,000 | 10,519,000 |
| Allowance for loan losses | 112,000 | 101,000 | 91,000 | 138,000 |
| Securities available for sale | 11,026,000 | 13,616,000 | 13,299,000 | 13,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,346,000 | 23,540,000 | 22,649,000 | 23,321,000 |
| Interest-bearing deposits | 20,006,000 | 20,358,000 | 19,379,000 | 19,885,000 |
| Noninterest-bearing deposits | 3,339,000 | 3,182,000 | 3,270,000 | 3,435,000 |
| Equity capital | 2,348,000 | 2,510,000 | 2,699,000 | 2,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 574,000 | 843,000 | 1,097,000 |
| Interest expense | 73,000 | 145,000 | 215,000 | 281,000 |
| Net interest income | 217,000 | 429,000 | 628,000 | 816,000 |
| Noninterest income | 20,000 | 46,000 | 71,000 | 61,000 |
| Noninterest expense | 186,000 | 383,000 | 592,000 | 781,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 51,000 | 173,000 | 191,000 | 195,000 |
| Income tax | 2,000 | 8,000 | 9,000 | 10,000 |
| Net income | 49,000 | 165,000 | 182,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,338,000 | 2,455,000 | 2,473,000 | 2,405,000 |
| Total capital | 2,450,000 | 2,556,000 | 2,564,000 | 2,543,000 |
| Risk-weighted assets | 12,223,000 | 12,382,000 | 12,393,000 | 12,217,000 |