Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,267,000 | 17,375,000 | 17,444,000 | 17,380,000 |
| Total loans | 10,244,000 | 9,838,000 | 9,786,000 | 9,663,000 |
| Allowance for loan losses | 111,000 | 103,000 | 94,000 | 114,000 |
| Securities available for sale | 0 | 0 | 0 | 1,746,000 |
| Securities held to maturity | 3,920,000 | 3,437,000 | 2,762,000 | 2,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,432,000 | 14,492,000 | 14,535,000 | 14,502,000 |
| Interest-bearing deposits | 12,163,000 | 12,579,000 | 12,415,000 | 12,434,000 |
| Noninterest-bearing deposits | 2,269,000 | 1,913,000 | 2,120,000 | 2,068,000 |
| Equity capital | 2,618,000 | 2,658,000 | 2,694,000 | 2,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 591,000 | 880,000 | 1,150,000 |
| Interest expense | 131,000 | 267,000 | 401,000 | 530,000 |
| Net interest income | 164,000 | 324,000 | 479,000 | 620,000 |
| Noninterest income | 71,000 | 132,000 | 194,000 | 257,000 |
| Noninterest expense | 167,000 | 329,000 | 487,000 | 637,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 45,000 |
| Pretax income | 68,000 | 127,000 | 178,000 | 195,000 |
| Income tax | 22,000 | 41,000 | 56,000 | 60,000 |
| Net income | 46,000 | 86,000 | 122,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,618,000 | 2,658,000 | 2,694,000 | 2,639,000 |
| Total capital | 2,729,000 | 2,761,000 | 2,788,000 | 2,753,000 |
| Risk-weighted assets | 12,624,000 | 17,478,000 | 17,538,000 | 17,494,000 |