Call reports 2026
FRANKLIN SAVINGS BANK — 2026
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 908,169,000 | 931,389,000 |
| Total loans | 730,004,000 | 732,084,000 |
| Allowance for loan losses | 6,200,000 | 6,550,000 |
| Securities available for sale | 126,351,000 | 124,566,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 771,478,000 | 776,069,000 |
| Interest-bearing deposits | 642,211,000 | 642,153,000 |
| Noninterest-bearing deposits | 129,267,000 | 133,916,000 |
| Equity capital | 79,919,000 | 82,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,179,000 | 22,534,000 |
| Interest expense | 4,016,000 | 7,995,000 |
| Net interest income | 7,163,000 | 14,539,000 |
| Noninterest income | 1,953,000 | 3,916,000 |
| Noninterest expense | 5,573,000 | 11,425,000 |
| Provision for loan losses | 76,000 | 433,000 |
| Pretax income | 3,424,000 | 6,544,000 |
| Income tax | 802,000 | 1,513,000 |
| Net income | 2,622,000 | 5,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 87,873,000 | 90,281,000 |
| Total capital | 94,503,000 | — |
| Risk-weighted assets | 700,202,000 | — |