Call reports 2024
FRANKLIN SAVINGS BANK — 2024
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 794,635,000 | 810,464,000 | 819,978,000 | 821,983,000 |
| Total loans | 585,700,000 | 596,085,000 | 599,913,000 | 617,817,000 |
| Allowance for loan losses | 4,992,000 | 5,063,000 | 5,098,000 | 5,211,000 |
| Securities available for sale | 146,532,000 | 146,308,000 | 147,386,000 | 147,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,495,000 | 665,540,000 | 688,357,000 | 701,106,000 |
| Interest-bearing deposits | 546,308,000 | 546,785,000 | 567,760,000 | 580,330,000 |
| Noninterest-bearing deposits | 115,187,000 | 118,755,000 | 120,597,000 | 120,776,000 |
| Equity capital | 61,632,000 | 63,303,000 | 67,870,000 | 65,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,194,000 | 16,637,000 | 25,670,000 | 34,680,000 |
| Interest expense | 3,553,000 | 7,431,000 | 11,665,000 | 15,620,000 |
| Net interest income | 4,641,000 | 9,206,000 | 14,005,000 | 19,060,000 |
| Noninterest income | 1,790,000 | 3,571,000 | 5,446,000 | 7,285,000 |
| Noninterest expense | 5,134,000 | 10,348,000 | 15,650,000 | 21,158,000 |
| Provision for loan losses | -80,000 | -28,000 | 10,000 | 119,000 |
| Pretax income | 1,365,000 | 2,448,000 | 3,771,000 | 4,824,000 |
| Income tax | 258,000 | 451,000 | 694,000 | 900,000 |
| Net income | 1,107,000 | 1,997,000 | 3,077,000 | 3,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,197,000 | 76,938,000 | 77,704,000 | 78,552,000 |
| Total capital | 81,490,000 | 82,294,000 | 83,103,000 | 84,290,000 |
| Risk-weighted assets | 556,914,000 | 562,874,000 | 571,308,000 | 595,840,000 |