Call reports 2023
FRANKLIN SAVINGS BANK — 2023
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 753,464,000 | 785,855,000 | 774,390,000 | 786,047,000 |
| Total loans | 536,149,000 | 553,850,000 | 564,607,000 | 579,733,000 |
| Allowance for loan losses | 4,770,000 | 4,989,000 | 5,210,000 | 4,947,000 |
| Securities available for sale | 163,905,000 | 154,434,000 | 150,912,000 | 151,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,863,000 | 698,423,000 | 686,785,000 | 667,956,000 |
| Interest-bearing deposits | 549,237,000 | 562,286,000 | 550,506,000 | 540,807,000 |
| Noninterest-bearing deposits | 129,626,000 | 136,137,000 | 136,279,000 | 127,149,000 |
| Equity capital | 57,390,000 | 56,939,000 | 56,538,000 | 61,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,895,000 | 14,157,000 | 21,931,000 | 29,846,000 |
| Interest expense | 1,862,000 | 4,308,000 | 7,154,000 | 10,308,000 |
| Net interest income | 5,033,000 | 9,849,000 | 14,777,000 | 19,538,000 |
| Noninterest income | 1,664,000 | 3,530,000 | 5,297,000 | 7,076,000 |
| Noninterest expense | 5,068,000 | 10,065,000 | 14,966,000 | 19,982,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 805,000 |
| Pretax income | 1,398,000 | 2,840,000 | 4,426,000 | 5,868,000 |
| Income tax | 319,000 | 624,000 | 995,000 | 1,317,000 |
| Net income | 1,079,000 | 2,216,000 | 3,431,000 | 4,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,761,000 | 72,898,000 | 74,113,000 | 75,284,000 |
| Total capital | 76,686,000 | 78,051,000 | 79,487,000 | 80,505,000 |
| Risk-weighted assets | 523,004,000 | 540,373,000 | 543,094,000 | 551,839,000 |