Call reports 2022
FRANKLIN SAVINGS BANK — 2022
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 702,702,000 | 724,308,000 | 741,759,000 | 761,892,000 |
| Total loans | 455,133,000 | 488,769,000 | 517,803,000 | 532,569,000 |
| Allowance for loan losses | 3,892,000 | 3,981,000 | 4,408,000 | 4,342,000 |
| Securities available for sale | 191,644,000 | 178,679,000 | 168,090,000 | 164,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,605,000 | 640,946,000 | 644,557,000 | 670,773,000 |
| Interest-bearing deposits | 489,531,000 | 496,426,000 | 497,051,000 | 528,218,000 |
| Noninterest-bearing deposits | 137,074,000 | 144,520,000 | 147,506,000 | 142,555,000 |
| Equity capital | 57,001,000 | 53,765,000 | 52,288,000 | 55,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,926,000 | 17,253,000 | 24,103,000 |
| Interest expense | 161,000 | 425,000 | 1,090,000 | 2,448,000 |
| Net interest income | 5,140,000 | 10,501,000 | 16,163,000 | 21,655,000 |
| Noninterest income | 1,629,000 | 3,342,000 | 5,657,000 | 7,425,000 |
| Noninterest expense | 4,535,000 | 9,179,000 | 13,875,000 | 19,007,000 |
| Provision for loan losses | 90,000 | 180,000 | 610,000 | 835,000 |
| Pretax income | 2,092,000 | 4,392,000 | 7,277,000 | 9,175,000 |
| Income tax | 502,000 | 1,064,000 | 1,786,000 | 2,243,000 |
| Net income | 1,590,000 | 3,328,000 | 5,491,000 | 6,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,013,000 | 67,751,000 | 69,874,000 | 71,216,000 |
| Total capital | 70,013,000 | 71,850,000 | 74,437,000 | 75,713,000 |
| Risk-weighted assets | 450,590,000 | 478,791,000 | 513,569,000 | 520,027,000 |
Machine access — free, no API key
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