Call reports 2021
FRANKLIN SAVINGS BANK — 2021
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 642,744,000 | 665,916,000 | 676,998,000 | 687,682,000 |
| Total loans | 406,812,000 | 421,710,000 | 417,915,000 | 445,567,000 |
| Allowance for loan losses | 3,679,000 | 3,719,000 | 3,715,000 | 3,799,000 |
| Securities available for sale | 174,350,000 | 176,626,000 | 193,158,000 | 194,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,536,000 | 586,767,000 | 598,282,000 | 605,365,000 |
| Interest-bearing deposits | 454,492,000 | 474,539,000 | 479,344,000 | 486,382,000 |
| Noninterest-bearing deposits | 113,044,000 | 112,228,000 | 118,938,000 | 118,983,000 |
| Equity capital | 58,468,000 | 60,166,000 | 61,418,000 | 62,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,150,000 | 10,195,000 | 15,341,000 | 20,558,000 |
| Interest expense | 394,000 | 718,000 | 1,010,000 | 1,221,000 |
| Net interest income | 4,756,000 | 9,477,000 | 14,331,000 | 19,337,000 |
| Noninterest income | 1,393,000 | 2,997,000 | 4,603,000 | 6,392,000 |
| Noninterest expense | 4,224,000 | 8,696,000 | 13,155,000 | 17,666,000 |
| Provision for loan losses | 120,000 | 160,000 | 160,000 | 235,000 |
| Pretax income | 1,754,000 | 3,591,000 | 5,602,000 | 7,806,000 |
| Income tax | 433,000 | 813,000 | 1,250,000 | 1,752,000 |
| Net income | 1,321,000 | 2,778,000 | 4,352,000 | 6,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,116,000 | 61,573,000 | 63,146,000 | 64,848,000 |
| Total capital | 63,885,000 | 65,382,000 | 66,951,000 | 68,737,000 |
| Risk-weighted assets | 378,526,000 | 397,414,000 | 400,622,000 | 435,223,000 |
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