Call reports 2020
FRANKLIN SAVINGS BANK — 2020
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 531,603,000 | 603,320,000 | 603,274,000 | 632,201,000 |
| Total loans | 374,894,000 | 418,544,000 | 410,069,000 | 395,783,000 |
| Allowance for loan losses | 2,970,000 | 3,161,000 | 3,437,000 | 3,558,000 |
| Securities available for sale | 112,762,000 | 109,871,000 | 134,468,000 | 143,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,015,000 | 524,910,000 | 526,760,000 | 553,257,000 |
| Interest-bearing deposits | 389,500,000 | 427,103,000 | 428,954,000 | 452,986,000 |
| Noninterest-bearing deposits | 70,515,000 | 97,807,000 | 97,806,000 | 100,271,000 |
| Equity capital | 55,164,000 | 56,602,000 | 57,296,000 | 58,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,099,000 | 10,197,000 | 15,523,000 | 20,652,000 |
| Interest expense | 1,109,000 | 1,930,000 | 2,525,000 | 2,999,000 |
| Net interest income | 3,990,000 | 8,267,000 | 12,998,000 | 17,653,000 |
| Noninterest income | 1,275,000 | 2,423,000 | 3,774,000 | 5,167,000 |
| Noninterest expense | 4,212,000 | 8,244,000 | 12,311,000 | 16,585,000 |
| Provision for loan losses | 240,000 | 429,000 | 699,000 | 819,000 |
| Pretax income | 818,000 | 2,022,000 | 3,735,000 | 5,411,000 |
| Income tax | 181,000 | 454,000 | 866,000 | 1,290,000 |
| Net income | 637,000 | 1,568,000 | 2,869,000 | 4,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,069,000 | 56,082,000 | 57,535,000 | 58,755,000 |
| Total capital | 58,107,000 | 59,325,000 | 61,062,000 | 62,403,000 |
| Risk-weighted assets | 354,415,000 | 366,433,000 | 362,534,000 | 358,938,000 |