Call reports 2018
FRANKLIN SAVINGS BANK — 2018
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 460,811,000 | 477,579,000 | 487,910,000 | 484,987,000 |
| Total loans | 346,316,000 | 352,460,000 | 355,403,000 | 350,936,000 |
| Allowance for loan losses | 2,446,000 | 2,454,000 | 2,508,000 | 2,501,000 |
| Securities available for sale | 74,007,000 | 70,174,000 | 80,592,000 | 83,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,691,000 | 408,450,000 | 419,401,000 | 416,300,000 |
| Interest-bearing deposits | 331,203,000 | 347,376,000 | 355,028,000 | 357,736,000 |
| Noninterest-bearing deposits | 56,488,000 | 61,074,000 | 64,373,000 | 58,564,000 |
| Equity capital | 47,751,000 | 48,509,000 | 48,715,000 | 50,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,300,000 | 8,665,000 | 13,297,000 | 17,995,000 |
| Interest expense | 606,000 | 1,324,000 | 2,185,000 | 3,119,000 |
| Net interest income | 3,694,000 | 7,341,000 | 11,112,000 | 14,876,000 |
| Noninterest income | 1,131,000 | 2,334,000 | 3,576,000 | 4,851,000 |
| Noninterest expense | 3,940,000 | 7,763,000 | 11,889,000 | 15,652,000 |
| Provision for loan losses | 61,000 | 106,000 | 152,000 | 212,000 |
| Pretax income | 824,000 | 1,839,000 | 2,680,000 | 3,906,000 |
| Income tax | 68,000 | 164,000 | 444,000 | 699,000 |
| Net income | 756,000 | 1,675,000 | 2,236,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,154,000 | 50,074,000 | 50,585,000 | 51,557,000 |
| Total capital | 51,768,000 | 52,681,000 | 53,242,000 | 54,150,000 |
| Risk-weighted assets | 319,920,000 | 321,469,000 | 326,143,000 | 324,715,000 |
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