Call reports 2012
FRANKLIN SAVINGS BANK — 2012
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 360,702,000 | 369,202,000 | 367,153,000 | 365,660,000 |
| Total loans | 246,986,000 | 249,825,000 | 246,429,000 | 242,317,000 |
| Allowance for loan losses | 1,664,000 | 1,859,000 | 1,487,000 | 1,553,000 |
| Securities available for sale | 75,742,000 | 70,216,000 | 79,611,000 | 75,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,492,000 | 275,879,000 | 282,910,000 | 276,953,000 |
| Interest-bearing deposits | 250,865,000 | 247,802,000 | 253,866,000 | 248,750,000 |
| Noninterest-bearing deposits | 27,627,000 | 28,077,000 | 29,044,000 | 28,203,000 |
| Equity capital | 39,475,000 | 39,844,000 | 40,555,000 | 40,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,205,000 | 10,764,000 | 14,207,000 |
| Interest expense | 892,000 | 1,762,000 | 2,588,000 | 3,383,000 |
| Net interest income | 2,713,000 | 5,443,000 | 8,176,000 | 10,824,000 |
| Noninterest income | 807,000 | 1,814,000 | 2,649,000 | 3,739,000 |
| Noninterest expense | 3,010,000 | 6,171,000 | 9,277,000 | 12,334,000 |
| Provision for loan losses | 131,000 | 252,000 | 260,000 | 346,000 |
| Pretax income | 381,000 | 1,056,000 | 1,510,000 | 2,105,000 |
| Income tax | 34,000 | 182,000 | 254,000 | 387,000 |
| Net income | 347,000 | 874,000 | 1,256,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,473,000 | 38,667,000 | 38,759,000 | 39,380,000 |
| Total capital | 40,191,000 | 40,584,000 | 40,296,000 | 40,997,000 |
| Risk-weighted assets | 228,912,000 | 229,382,000 | 228,537,000 | 223,864,000 |
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