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Call reports 2007

FRANKLIN SAVINGS BANK — 2007

What FRANKLIN SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a835048f-21e1-48ed-a934-ce6bcd5711b5/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets284,600,000293,451,000298,520,000309,324,000
Total loans206,088,000212,052,000216,568,000223,018,000
Allowance for loan losses931,000949,000965,000974,000
Securities available for sale51,899,00048,870,00046,878,00046,982,000
Securities held to maturity0000
Trading assets0000
Total deposits222,924,000226,126,000234,976,000240,712,000
Interest-bearing deposits206,290,000206,431,000217,398,000223,279,000
Noninterest-bearing deposits16,634,00019,695,00017,578,00017,433,000
Equity capital32,511,00032,636,00033,805,00034,456,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income3,888,0007,867,00011,997,00016,193,000
Interest expense1,743,0003,572,0005,535,0007,524,000
Net interest income2,145,0004,295,0006,462,0008,669,000
Noninterest income562,0001,230,0001,867,0002,560,000
Noninterest expense2,441,0004,870,0007,344,0009,769,000
Provision for loan losses15,00037,00060,00082,000
Pretax income213,000580,000885,0001,338,000
Income tax27,00074,000119,000221,000
Net income186,000506,000766,0001,117,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital33,044,00033,364,00034,192,00034,543,000
Total capital33,975,00034,313,00035,157,00035,517,000
Risk-weighted assets177,755,000184,279,000188,582,000195,437,000

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