Call reports 2006
FRANKLIN SAVINGS BANK — 2006
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,457,000 | 279,059,000 | 282,275,000 | 282,914,000 |
| Total loans | 181,932,000 | 186,746,000 | 195,467,000 | 199,561,000 |
| Allowance for loan losses | 915,000 | 915,000 | 918,000 | 925,000 |
| Securities available for sale | 74,214,000 | 67,008,000 | 61,368,000 | 56,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,214,000 | 216,118,000 | 225,373,000 | 222,047,000 |
| Interest-bearing deposits | 200,853,000 | 198,281,000 | 207,413,000 | 204,989,000 |
| Noninterest-bearing deposits | 17,361,000 | 17,837,000 | 17,960,000 | 17,058,000 |
| Equity capital | 30,761,000 | 30,737,000 | 31,694,000 | 32,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,512,000 | 7,168,000 | 10,962,000 | 14,779,000 |
| Interest expense | 1,353,000 | 2,815,000 | 4,414,000 | 6,107,000 |
| Net interest income | 2,159,000 | 4,353,000 | 6,548,000 | 8,672,000 |
| Noninterest income | 609,000 | 1,190,000 | 1,756,000 | 2,334,000 |
| Noninterest expense | 2,352,000 | 4,744,000 | 7,067,000 | 9,350,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 37,000 |
| Pretax income | 408,000 | 784,000 | 1,218,000 | 1,622,000 |
| Income tax | 92,000 | 193,000 | 253,000 | 326,000 |
| Net income | 316,000 | 591,000 | 965,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,878,000 | 31,873,000 | 32,526,000 | 32,858,000 |
| Total capital | 32,793,000 | 32,788,000 | 33,444,000 | 33,783,000 |
| Risk-weighted assets | 168,584,000 | 170,465,000 | 173,832,000 | 175,582,000 |
Machine access — free, no API key
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