Call reports 2005
FRANKLIN SAVINGS BANK — 2005
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 262,658,000 | 271,887,000 | 276,365,000 | 275,137,000 |
| Total loans | 169,133,000 | 170,436,000 | 170,017,000 | 174,118,000 |
| Allowance for loan losses | 893,000 | 884,000 | 902,000 | 915,000 |
| Securities available for sale | 68,062,000 | 70,141,000 | 76,216,000 | 74,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,555,000 | 203,853,000 | 208,268,000 | 207,478,000 |
| Interest-bearing deposits | 182,366,000 | 188,243,000 | 190,541,000 | 190,772,000 |
| Noninterest-bearing deposits | 13,189,000 | 15,610,000 | 17,727,000 | 16,706,000 |
| Equity capital | 29,909,000 | 30,614,000 | 30,736,000 | 30,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,169,000 | 6,347,000 | 9,668,000 | 13,065,000 |
| Interest expense | 986,000 | 2,034,000 | 3,201,000 | 4,398,000 |
| Net interest income | 2,183,000 | 4,313,000 | 6,467,000 | 8,667,000 |
| Noninterest income | 543,000 | 1,091,000 | 1,681,000 | 2,225,000 |
| Noninterest expense | 2,208,000 | 4,487,000 | 6,752,000 | 9,107,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 532,000 | 924,000 | 1,395,000 | 1,777,000 |
| Income tax | 161,000 | 256,000 | 366,000 | 456,000 |
| Net income | 371,000 | 668,000 | 1,029,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,611,000 | 30,909,000 | 31,270,000 | 31,562,000 |
| Total capital | 31,504,000 | 31,793,000 | 32,172,000 | 32,477,000 |
| Risk-weighted assets | 157,958,000 | 160,920,000 | 162,058,000 | 161,043,000 |
Machine access — free, no API key
Every figure shown here about FRANKLIN SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.