Call reports 2002
FRANKLIN SAVINGS BANK — 2002
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 226,046,000 | 228,523,000 | 230,077,000 | 230,156,000 |
| Total loans | 157,213,000 | 156,059,000 | 149,653,000 | 146,421,000 |
| Allowance for loan losses | 909,000 | 927,000 | 959,000 | 958,000 |
| Securities available for sale | 46,070,000 | 50,137,000 | 55,428,000 | 62,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,858,000 | 171,992,000 | 175,848,000 | 175,973,000 |
| Interest-bearing deposits | 164,528,000 | 164,725,000 | 166,717,000 | 167,836,000 |
| Noninterest-bearing deposits | 6,330,000 | 7,267,000 | 9,131,000 | 8,137,000 |
| Equity capital | 26,448,000 | 26,904,000 | 27,467,000 | 28,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,569,000 | 7,077,000 | 10,498,000 | 13,740,000 |
| Interest expense | 1,440,000 | 2,806,000 | 4,136,000 | 5,372,000 |
| Net interest income | 2,129,000 | 4,271,000 | 6,362,000 | 8,368,000 |
| Noninterest income | 417,000 | 853,000 | 1,352,000 | 1,954,000 |
| Noninterest expense | 1,840,000 | 3,747,000 | 5,666,000 | 7,630,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 105,000 |
| Pretax income | 680,000 | 1,351,000 | 1,070,000 | 1,772,000 |
| Income tax | 234,000 | 463,000 | 358,000 | 592,000 |
| Net income | 446,000 | 888,000 | 712,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,145,000 | 26,377,000 | 26,786,000 | 27,344,000 |
| Total capital | 27,054,000 | 27,304,000 | 27,744,000 | 28,302,000 |
| Risk-weighted assets | 140,037,000 | 138,253,000 | 135,627,000 | 134,856,000 |