Call reports 2001
FRANKLIN SAVINGS BANK — 2001
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 216,192,000 | 220,262,000 | 217,590,000 | 222,067,000 |
| Total loans | 159,583,000 | 160,125,000 | 159,159,000 | 155,304,000 |
| Allowance for loan losses | 806,000 | 835,000 | 867,000 | 893,000 |
| Securities available for sale | 34,588,000 | 34,944,000 | 34,090,000 | 44,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,992,000 | 165,619,000 | 168,197,000 | 167,788,000 |
| Interest-bearing deposits | 157,595,000 | 159,320,000 | 161,908,000 | 161,300,000 |
| Noninterest-bearing deposits | 5,397,000 | 6,299,000 | 6,289,000 | 6,488,000 |
| Equity capital | 25,208,000 | 25,623,000 | 25,959,000 | 26,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,946,000 | 7,763,000 | 11,566,000 | 15,229,000 |
| Interest expense | 2,043,000 | 3,986,000 | 5,856,000 | 7,489,000 |
| Net interest income | 1,903,000 | 3,777,000 | 5,710,000 | 7,740,000 |
| Noninterest income | 266,000 | 608,000 | 933,000 | 1,352,000 |
| Noninterest expense | 1,726,000 | 3,414,000 | 5,163,000 | 7,033,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 432,000 | 882,000 | 1,385,000 | 1,912,000 |
| Income tax | 96,000 | 239,000 | 409,000 | 583,000 |
| Net income | 336,000 | 643,000 | 976,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,684,000 | 25,112,000 | 25,127,000 | 25,789,000 |
| Total capital | 25,490,000 | 25,947,000 | 25,994,000 | 26,682,000 |
| Risk-weighted assets | 131,603,000 | 134,110,000 | 135,940,000 | 140,049,000 |