Call reports 2016
BANK OF KEYSTONE — 2016
What BANK OF KEYSTONE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 65,096,000 | 65,024,000 | 64,251,000 |
| Total loans | 38,540,000 | 39,303,000 | 39,617,000 |
| Allowance for loan losses | 651,000 | 670,000 | 0 |
| Securities available for sale | 5,546,000 | 5,565,000 | 5,251,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,633,000 | 56,407,000 | 54,236,000 |
| Interest-bearing deposits | 49,580,000 | 48,657,000 | 47,337,000 |
| Noninterest-bearing deposits | 7,053,000 | 7,750,000 | 6,899,000 |
| Equity capital | 8,056,000 | 8,221,000 | 9,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 616,000 | 1,230,000 | 1,839,000 |
| Interest expense | 82,000 | 162,000 | 235,000 |
| Net interest income | 534,000 | 1,068,000 | 1,604,000 |
| Noninterest income | 47,000 | 95,000 | 144,000 |
| Noninterest expense | 355,000 | 719,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 226,000 | 444,000 | 629,000 |
| Income tax | 0 | 14,000 | 14,000 |
| Net income | 226,000 | 430,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 8,056,000 | 8,182,000 | 6,487,000 |
| Total capital | 8,623,000 | 8,749,000 | 6,487,000 |
| Risk-weighted assets | 45,310,000 | 45,244,000 | 45,225,000 |