Call reports 2013
BANK OF KEYSTONE — 2013
What BANK OF KEYSTONE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,692,000 | 61,768,000 | 59,721,000 | 65,222,000 |
| Total loans | 38,809,000 | 41,124,000 | 45,482,000 | 45,129,000 |
| Allowance for loan losses | 571,000 | 596,000 | 592,000 | 618,000 |
| Securities available for sale | 4,741,000 | 5,530,000 | 5,545,000 | 5,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,622,000 | 54,568,000 | 52,287,000 | 57,823,000 |
| Interest-bearing deposits | 47,985,000 | 46,961,000 | 45,227,000 | 47,315,000 |
| Noninterest-bearing deposits | 8,637,000 | 7,607,000 | 7,060,000 | 10,508,000 |
| Equity capital | 6,648,000 | 6,681,000 | 6,877,000 | 6,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,268,000 | 1,956,000 | 2,645,000 |
| Interest expense | 90,000 | 172,000 | 256,000 | 339,000 |
| Net interest income | 536,000 | 1,096,000 | 1,700,000 | 2,306,000 |
| Noninterest income | 48,000 | 150,000 | 206,000 | 262,000 |
| Noninterest expense | 358,000 | 717,000 | 1,085,000 | 1,495,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 50,000 |
| Pretax income | 226,000 | 504,000 | 796,000 | 1,023,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 26,000 |
| Net income | 220,000 | 492,000 | 778,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,630,000 | 6,776,000 | 6,955,000 | 7,043,000 |
| Total capital | 7,189,000 | 7,355,000 | 7,547,000 | 7,661,000 |
| Risk-weighted assets | 44,685,000 | 46,330,000 | 49,703,000 | 50,491,000 |
Machine access — free, no API key
Every figure shown here about BANK OF KEYSTONE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.